ELECTRONIC DISCLOSURE AGREEMENT
By accepting the First Vision Bank Electronic Signature Disclosure Agreement, you consent and agree that First Vision Bank may provide you disclosures related to your current account electronically. This Disclosure is required by the federal Electronic Signatures in Global and National Commerce Act, known as the E-SIGN Act.
- Note: It is highly recommended that you carefully read this disclosure in its entirety and save a copy for your personal records.
The words “we,” “us,” and “our” refer to First Vision Bank, and the words “you” and “your” mean you, the individual(s) or entity identified on the account. As used in the Disclosure, “Account” means the account you have with us.
Disclosures and Notices Provided in Electronic Form
- You agree that we may provide you with any disclosures related to your current transaction in electronic format, to the extent allowed by law, and that we may discontinue sending paper documents to you, unless and until you withdraw your consent as described below.
- If you choose to not consent to receive electronic communications and transactions, you may request to receive paper copies at no additional charge.
- Note: To request a paper copy of disclosures, please contact First Vision Bank at:
First Vision Bank
1401 N. Jackson Street Tullahoma, TN 37388
First Vision Bank and the consenting party agree to the following:
- Each party authorizes the financial institution to use an electronic signature of the consenting party for all documents, agreements, attachments, addendums including, without limitation, all deposit and lending related documents such as account agreements, loan agreements, security agreements, mortgages, deeds of trust, guaranties and hypothecations (collectively, the “documents”) in any way connected to the transaction (“Transaction”) being entered into between the Consenting Party and the financial institution. This consent is specifically permit an electronic signature (as of the nature then in use by the financial institution) in lieu of hand- written signatures on any one or more of the documents.
- Financial Institution consents to accept such signatures as true, correct and binding signatures of the Consenting Party and to enter into the Transaction in reliance thereon.
- Each Consenting Party agrees that its electronic signature will be enforceable as and to the full extent of a hand- written signature as an original for enforcement/enforceability of the Documents containing the electronic signature(s), whether in court (state or federal), arbitration or otherwise. Consenting Party will not raise any defenses or invoke regulatory or statutory claim attempting to invalidate the enforceability of the documents to which the electronic signature is affixed.
Hardware and Software Requirements
To access, view, and retain electronic communications that we make available to you, you must have access to certain minimum technology requirements.
You can find those technology requirements at https://helpx.adobe.com/sign/system-requirements.html.